One of the most essential goals of Gen 5 Fertility is to reduce the stress of achieving your dream of having a child. We do this in many ways, including helping you understand your financial options and providing you with the information you need to choose the right approach for you. To do that, we provide you with the comprehensive range of financial options that relate to you and then help you find the ones that are right for your current situation.
We know that sometimes it’s not easy to discuss financial matters. But at Gen 5 we do everything possible to make it as simple and straightforward as possible. After learning what your treatment options are, one of our financial coordinators will go over your options with you. If you have infertility coverage through your health insurance, we will make sure that you understand exactly what coverage they provide. In the end, you will make the choice that’s right for you.
For patients that don’t currently have insurance coverage for infertility treatment or fertility preservation, G5F has carefully designed different discounted global cash packages to make fertility care more affordable and to cater to the varying needs of our patients.
The packages offer several benefits. Based on the individualized treatment plan you have selected, you will be quoted a single fee which includes all services needed, so you know upfront, before you begin, what your costs will be. You can save significantly compared to paying for services individually, and it helps eliminate confusion and stress during the treatment process. Third-party reproduction approaches, including egg donation and surrogacy cycles, can be included in the packages as well. Multi-cycle plans are also offered in these packages. G5F accepts payments by cash, debit card or credit card, money order or wire transfer.
We will review your medical records, and chat with you to get your thoughts. We will then give you our initial thoughts on the right approach for you. After the consultation, our financial coordination team will follow up based on the tentative treatment plan to navigate you through the financials, as they will guide you to take advantage of your insurance coverage, our discounted global cash packages, or our financing options.
Sometimes fertility treatment is highly time-sensitive and your financial details may pose an obstacle keeping you from initiating much-needed treatment. Gen 5 Fertility partners with carefully selected companies to offer fertility financing to our patients, so the bulk of the upfront cost for treatment can be divided into simple monthly payments. Our financing partners cover a wide range of services, including fertility treatment, ovarian rejuvenation, preimplantation genetic testing (PGT) and more. Once approved, any service that you need can be covered, allowing you to start your treatment right away with much less stress so you can enjoy a stress-free IVF journey.
Many U.S. employers now include either partial or full infertility treatment and fertility preservation benefits in their insurance group plans, and many patients we’ve treated at G5F have had excellent insurance benefits to cover infertility testing and, in some cases, their treatment as well. G5F is an in-network provider with Blue Shield, Blue Cross, Aetna, Cigna, and HealthNet.
We also facilitate billing and reimbursement for out-of-network benefits. At G5F, our financial coordination team will collect your insurance information prior to or at the time of your initial consultation and verify exactly what benefits your insurance offers. We will work to obtain any pre-authorization for testing and treatment that you need, so your treatment cycle can start promptly and smoothly, and you can take full advantage of your insurance coverage.
Payment Plans. Based on your specific treatment type and payment options, G5F may be able to provide support to selected patients with the option of payment plans. Please ask your financial coordinator for more details.
Applicable Discounts. For our patients paying a discounted global cash package:
G5F offers a 10% discount for veterans, active duty military personnel, and retired military personnel. Please note that the offer is only valid for the service member and spouse/partner.
G5F offers a 5% educator’s discount on applicable treatment/cycle fees. This offer is only valid for the teacher and spouse/partner.
G5F partners with LiveStrong to offer 20% off on applicable treatment/cycle fees to oncology patients and spouse/partner. Please refer to LiveStrong for more details and instructions at https://www.livestrong.org/.
G5F also offers a 10% discount for returning cash-package patients of repeat/same-type treatment packages for those that did not purchase a multiple cycle package.
A couple of other things. Discounts cannot be combined and G5F reserves the right to make the final decision about who qualifies for each of these options. The details of these discounts are subject to change without notice over time.
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